Yes, Christmas is Around the Corner

[ 0 ] November 3, 2012 |

How do you prepare for the expenses of Christmas? I have to admit, I don’t always save all year round, do you? I find myself wondering how I’m going to pay for my wife and two kids gifts. Not to mention my 3 brothers, their families which include my 11 nieces and nephews. Wow, now that I write it down I’m getting a little worried. Luckily, IAACU has a few different options to help a guy like me out, and maybe you can also benefit.

You have an excellent option to pull money out of your payroll deduction and put it in a special Christmas Club account. What’s the saying? Out of sight, out of mind. Then boom! October comes around and you have a large sum of money deposited into your checking account and ready to go for Christmas shopping.

Here are a couple of ways you can look at it. I am going to assume you’re paid every other week.

$10 per paycheck = $260
$20 per paycheck = $520
$50 per paycheck = $1300
 

Wouldn’t one of those amounts be a nice way start to your Christmas shopping? We also have a nice special this month. We will pay .75% APR on the first $3,000 deposited with the regular rate after $3,000. If you open a new Christmas Club account or increase your payroll deduction you could also win one of four $50 Visa gift cardsClick here for all the details.

We also have a second option that might work for you. If you’re like me and don’t save as much as you should. We have a special Holiday Loan offer going on. It’s pretty simple.

  • Rates as low as 5.99% subject to credit qualifications
  • Flexible terms

Here are a couple of ways you can look at it. Again, I am going to assume you’re paid every other week.

$1,000 @ 5.99%       12 Month loan       $40 per paycheck bi-weekly
$2,000 @ 5.99%      18 Month loan       $54 per paycheck bi-weekly
$4,000 @ 5.99%      24 Month loan       $82 per paycheck bi-weekly
 

That rate is lower than just about any credit card you can find and we will also set you up to pay it off on your terms. No sneaky fees here. Basically, it’s a personal loan with special rate and this is always very popular with our members. If you are interested in applying, follow this link!

What do you think? Are we offering something you are interested in? If not let us know what you want to see. We are always open for suggestions. With new promotions running often, don’t forget to check out our homepage.

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Category: CU News

About the Author ()

Calvin is a Sr. Systems Support Technician and has worked in the systems department since 2001. During a normal day, he keeps the computers running smoothly so our employees can help our members as best as possible. He has also been a member of our social media team since it was created. Calvin normally posts on computer related topics, including security, tips and tricks and new technology happenings at IAACU.

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