Author Archive: NerdWallet

We're the nerdy friend you can count on and trust, no matter your money question.

We create user-friendly tools, crunch numbers and give you all the results, unfiltered. Across banking, credit cards, education, health care, insurance, investments, mortgages, shopping and travel, we offer data-driven tools and impartial information to help you make solid decisions about the money you work hard to earn. In short, we do the homework so you don't have to.

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Savings Bonds

[ 0 ] January 1, 2015 |
Savings Bonds

A Guide to Investing in U.S. Savings Bonds U.S. savings bonds are the quintessential slow-and-steady investment. Almost everyone has at least one or two, popular as they are as birthday, wedding and graduation gifts. If you’ve ever wanted to learn more about bonds, here’s what you need to know. Savings bonds 101 The Treasury Department […]

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Making Summertime Budgeting Fun for Kids

[ 0 ] July 9, 2014 |
Making Summertime Budgeting Fun for Kids

Your kids want to use their free time in the summer having fun and you want them to learn important life skills, like budgeting. Fortunately, there are several activities that can make learning about managing money entertaining. Here are some for youngsters at different ages: 3–5 years old The “needs” and “wants” game Learning the […]

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How to Have Summer Fun While Avoiding Debt

[ 0 ] June 16, 2014 |
How to Have Summer Fun While Avoiding Debt

Looking for ways to have some family fun this summer without spending too much? Enjoying the season can be more relaxing for everyone when you stick to a budget and don’t run up credit-card balances with entertainment and travel expenses. The average U.S. household had $15,191 in credit card balances in April; so many Americans […]

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Don’t Let Authorization Holds “Hold” You Up

[ 0 ] January 27, 2014 |
Don’t Let Authorization Holds “Hold” You Up

Written by Alice Holbrook, NerdWallet Declined. Those seven letters are enough to make any shopper using plastic break out in a cold sweat. A rejected transaction often indicates insufficient funds, but it also can be the result of an authorization hold. An authorization hold – also known as a block or preauthorization – occurs when […]

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Your Child’s First Allowance: 7 Simple Tips

[ 0 ] October 17, 2013 |
Your Child’s First Allowance: 7 Simple Tips

According to an AICPA survey, sixty-one percent of American children receive an allowance. Overall, they pull in an astounding average of $780 per year from their parents’ pockets. Yet, a mere one percent of children save any of that money, meaning their new wealth doesn’t necessarily translate into fiscal discipline. If you’re like most parents, […]

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Budgeting Strategies for Getting Out of Debt

[ 0 ] September 5, 2012 |
Budgeting Strategies for Getting Out of Debt

by: Laura Edgar is a senior writer for NerdWallet.com, an unbiased personal finance website committed to promoting financial literacy. No doubt about it: debt is scary and overwhelming. One of the best ways to help yourself out of it is to take a critical look at your spending habits and create a realistic budget. You’re […]

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