Category: Homes & Loans

Applying for Student Loans: Federal and Private

[ 0 ] May 10, 2017 |
Applying for Student Loans: Federal and Private

TEDDY NYKIEL March 24, 2016    Student loans aren’t created equal. Some are federal, some are private, some are designed to help financially needy borrowers, some offer lower rates or important borrower protections. Many students have to combine different types of loans to cover their college costs. “I am a huge fan of comparing what […]

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America Saves Week: A Reality!

[ 0 ] February 29, 2016 |
America Saves Week: A Reality!

You may have heard some of the buzz last week around America Saves Week (#ASW). Running each year since 2007, the week is an opportunity for institutions promote good savings behavior and a chance for individuals to assess their own saving status. There are six main focus points for the 2016 America Saves Week. As your preferred […]

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ILFB Annual Meeting Micro-Talk: Credit

[ 0 ] December 28, 2015 |
ILFB Annual Meeting Micro-Talk: Credit

Just a few weeks ago, we attended the Illinois Farm Bureau Annual Meeting and held two Micro-Talks. One of them was titled “What the Heck Is Credit?” and was created to help you learn more about your credit score, how it is calculated, and how to take care of your credit. To summarize the Micro-Talk, […]

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IAACU an Alternative to Payday Loans

[ 0 ] April 6, 2015 |
IAACU an Alternative to Payday Loans

Payday loans are big business — $7.4 billion annually, according to research from the Pew Charitable Trusts.  Each year 12 million Americans take out these loans from storefront locations, Web sites and even banks.  An article I recently read, which warned of the dangers of payday loans, was actually sponsored by three payday lenders!  Why?  […]

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Your Credit Union – The Best Home for Your Home Loan!

[ 0 ] April 16, 2014 |
Your Credit Union – The Best Home for Your Home Loan!

You’re buying a home and looking for mortgage financing.  You want the best rate of course and good service.  But where do you start? If you’ve always suspected that the credit union is the best place for a mortgage loan, you were right!  Here’s why: You know us.  Because you’re a member, you know who […]

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When You’re Thinking of Buying a Home, What You Don’t Know Can Hurt You!

[ 0 ] April 3, 2014 |
When You’re Thinking of Buying a Home, What You Don’t Know Can Hurt You!

Buying a home can be a confusing and intimidating process.  Offers, counter-offers, closing dates, contingencies…. Getting a mortgage for that new home can be even more intimidating.  Credit checks and scores, references, appraisals, closing costs…. It’s the kind of transaction where it’s easy to feel like you don’t know enough.  Where you’d like some expert […]

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Home Equity Loans to the Rescue!

[ 0 ] March 24, 2014 |
Home Equity Loans to the Rescue!

Everyone knows that it’s been one of the roughest winters in recent history across the entire country.  It has left a lot of damage in its wake…leaky roofs, crumbled cement on sidewalks, ponds of standing water where back yards used to be.  In other words, homes are a mess after this winter, and many people […]

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Steps to Buying a Home….by Haleigh Copley

[ 0 ] November 28, 2012 |
Steps to Buying a Home….by Haleigh Copley

When looking for a loan to buy a house the process can sometimes be confusing. There are applications and forms to fill out, among other steps to take. When I started looking into loans for a new home I felt out of my element. I wasn’t sure how to even begin the process let alone […]

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