Category: Homes & Loans

When You’re Thinking of Buying a Home, What You Don’t Know Can Hurt You!

[ 0 ] April 3, 2014 |
When You’re Thinking of Buying a Home, What You Don’t Know Can Hurt You!

Buying a home can be a confusing and intimidating process.  Offers, counter-offers, closing dates, contingencies…. Getting a mortgage for that new home can be even more intimidating.  Credit checks and scores, references, appraisals, closing costs…. It’s the kind of transaction where it’s easy to feel like you don’t know enough.  Where you’d like some expert […]

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Home Equity Loans to the Rescue!

[ 0 ] March 24, 2014 |
Home Equity Loans to the Rescue!

Everyone knows that it’s been one of the roughest winters in recent history across the entire country.  It has left a lot of damage in its wake…leaky roofs, crumbled cement on sidewalks, ponds of standing water where back yards used to be.  In other words, homes are a mess after this winter, and many people […]

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Steps to Buying a Home….by Haleigh Copley

[ 0 ] November 28, 2012 |
Steps to Buying a Home….by Haleigh Copley

When looking for a loan to buy a house the process can sometimes be confusing. There are applications and forms to fill out, among other steps to take. When I started looking into loans for a new home I felt out of my element. I wasn’t sure how to even begin the process let alone […]

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Pre-Approval versus Pre-Qualification

[ 0 ] October 16, 2012 |
Pre-Approval versus Pre-Qualification

A realistic understanding of how much you can expect to qualify for is a good first step toward the goal of homeownership.  The letter of pre-approval can be just that to make it happen.  There is a difference between a letter of pre-qualification and a letter of pre-approval, and it’s important to know the difference. Pre-Qualification […]

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House Hunting? Steps to take before you begin.

[ 0 ] October 4, 2012 |
House Hunting?  Steps to take before you begin.

When choosing a new mortgage to buy a home, get the best loan for your personal situation.  Here are a few steps to take before beginning your home shopping: Get your free copy of your credit report at https://www.annualcreditreport.com , and notify the credit bureaus of any errors in the credit report you receive. Before […]

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Thinking of Buying a New Car?

[ 0 ] July 20, 2011 |
Thinking of Buying a New Car?

Seems like when I hear people setting out to buy a new vehicle there are some pretty big stressors they come across.  Some people may begin to cringe just thinking about it! We have some valuable resources here at IAACU so I asked our loan department to let us in on their top tips before […]

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