Tag: finance

Tips to Avoid Overspending

[ 0 ] January 22, 2016 |
Tips to Avoid Overspending

With New Year’s Resolutions slowly fading, you can jump start your Financial Fitness by starting some budgeting. You can begin by analyzing your expenses over the last year, or you can start simple by cutting back on overspending in common areas.  GreenPath recently released an infographic showing how the average American overspends, highlighting areas such as […]

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Small Enough to Listen, Large Enough to Deliver

[ 0 ] January 7, 2016 |
Small Enough to Listen, Large Enough to Deliver

“Small Enough to Listen, Large Enough to Deliver” – This is the tagline for a construction company whose site I ran across some time ago on the internet.   There was something about this message that made it personal, relevant and compelling enough that I copied it in my ever-present daily planner.   The message of this […]

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Prep Your Finances for Success in 2016

[ 0 ] January 4, 2016 |
Prep Your Finances for Success in 2016

With 2016 already here, many people will make resolutions to manage their personal finances better.  Whether that means saving more, or setting up a personal budget, the suggestions can get overwhelming. Here are four easy personal finance goals, for you to consider, to start the New Year on the right path:   1. Set up […]

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ILFB Annual Meeting Micro-Talk: Credit

[ 0 ] December 28, 2015 |
ILFB Annual Meeting Micro-Talk: Credit

Just a few weeks ago, we attended the Illinois Farm Bureau Annual Meeting and held two Micro-Talks. One of them was titled “What the Heck Is Credit?” and was created to help you learn more about your credit score, how it is calculated, and how to take care of your credit. To summarize the Micro-Talk, […]

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Have a Plan Before Starting Your Holiday Shopping

[ 0 ] December 4, 2015 |
Have a Plan Before Starting Your Holiday Shopping

The 2015 holiday shopping season is well underway, but it’s not too late to consider some money management advice, before you venture out to the mall or on the Web. “First, try and keep it in perspective, when it comes to shopping,” said Katie Bossler, GreenPath personal finance counselor. “While some people like to get all their shopping done at […]

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Don’t Get Scammed

[ 0 ] October 7, 2015 |
Don’t Get Scammed

We recently received a notice from one of our business partners warning us that they have noticed a significant spike in wire transfers being sent involving online dating, also known as “Romance Fraud Schemes”. In most cases, the fraudsters spend months establishing an online relationship with individuals to build trust. Eventually, the fraudster requests money for travel […]

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Free Credit Counseling

[ 6 ] July 6, 2015 |
Free Credit Counseling

In the last issue of Money Rep, I briefly described some options our members have to avoid the heavy interest and fees associated with payday loans.   As identified in that article, one of the benefits of your membership at IAACU is free credit counseling.   There are five Certified Credit Union Financial Counselors (CCUFCs) on staff […]

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