Tag: save money

Tips to Avoid Overspending

[ 0 ] January 22, 2016 |
Tips to Avoid Overspending

With New Year’s Resolutions slowly fading, you can jump start your Financial Fitness by starting some budgeting. You can begin by analyzing your expenses over the last year, or you can start simple by cutting back on overspending in common areas.  GreenPath recently released an infographic showing how the average American overspends, highlighting areas such as […]

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Prep Your Finances for Success in 2016

[ 0 ] January 4, 2016 |
Prep Your Finances for Success in 2016

With 2016 already here, many people will make resolutions to manage their personal finances better.  Whether that means saving more, or setting up a personal budget, the suggestions can get overwhelming. Here are four easy personal finance goals, for you to consider, to start the New Year on the right path:   1. Set up […]

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ILFB Annual Meeting Micro-Talk: Credit

[ 0 ] December 28, 2015 |
ILFB Annual Meeting Micro-Talk: Credit

Just a few weeks ago, we attended the Illinois Farm Bureau Annual Meeting and held two Micro-Talks. One of them was titled “What the Heck Is Credit?” and was created to help you learn more about your credit score, how it is calculated, and how to take care of your credit. To summarize the Micro-Talk, […]

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Have a Plan Before Starting Your Holiday Shopping

[ 0 ] December 4, 2015 |
Have a Plan Before Starting Your Holiday Shopping

The 2015 holiday shopping season is well underway, but it’s not too late to consider some money management advice, before you venture out to the mall or on the Web. “First, try and keep it in perspective, when it comes to shopping,” said Katie Bossler, GreenPath personal finance counselor. “While some people like to get all their shopping done at […]

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Learn the Differences Between Debt Settlement, Debt Management and Bankruptcy

[ 0 ] August 10, 2015 |
Learn the Differences Between Debt Settlement, Debt Management and Bankruptcy

By: GreenPath, Inc. — also known as GreenPath Debt Solutions — is a non-profit, credit counseling organization that has been helping people get out of debt since 1961. If you’re struggling with credit card debt, knowing where to turn for help can be confusing. The key to success is making an informed decision. GreenPath recently […]

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Free Credit Counseling

[ 6 ] July 6, 2015 |
Free Credit Counseling

In the last issue of Money Rep, I briefly described some options our members have to avoid the heavy interest and fees associated with payday loans.   As identified in that article, one of the benefits of your membership at IAACU is free credit counseling.   There are five Certified Credit Union Financial Counselors (CCUFCs) on staff […]

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Using Your Tax Refund Wisely

[ 0 ] April 20, 2015 |
Using Your Tax Refund Wisely

How to Make Your Tax Refund Keep on Giving If you’re in line for an income tax refund, don’t fall into the trap of thinking you’ve hit the jackpot and can spend recklessly. After you’ve treated yourself to a little something, explore these smart ways to invest that refund in your financial health and your […]

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IAACU an Alternative to Payday Loans

[ 0 ] April 6, 2015 |
IAACU an Alternative to Payday Loans

Payday loans are big business — $7.4 billion annually, according to research from the Pew Charitable Trusts.  Each year 12 million Americans take out these loans from storefront locations, Web sites and even banks.  An article I recently read, which warned of the dangers of payday loans, was actually sponsored by three payday lenders!  Why?  […]

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